Investment Philosophy
Overview
The Specialty Finance Landscape
BasePoint has distinctive access to the specialty finance ecosystem, differentiated through our ability to address complex transaction structuring needs through full capital structure financing solutions.
After the Global Financial Crisis, reduced bank lending created a pathway for non-bank originators to meet consumer and commercial financing needs. We support these originators through structured, asset-based financing solutions across multiple collateral types.
In addition, increasing demand for flexible capital solutions has created an opportunity for specialty finance originators to capture market share from traditional banks, generating a market that is projected to grow to $9.2 trillion by 2029 1.
1 KKR & Co. Inc. Asset-Based Finance Overview Investor Presentation, October 9, 2025. Integer Advisors and KKR Credit research estimates based on latest available data as of March 31, 2024, sourced from country-specific official / trade bodies as well as company reports
growing market opportunity
Where we Engage
Where we Engage
Differentiated Access Based on Deep Experience
BasePoint leverages proprietary sourcing channels and historical data to support specialty finance originators through structured financing solutions. We focus on underwriting discipline, structural protections, and ongoing monitoring designed to help manage downside scenarios.
Our strategy seeks to generate consistent and uncorrelated income and is supported by a strong and increasing demand for credit. We partner with institutions, sovereign wealth funds, pension funds, foundations, RIAs, and family offices.
Underwriting & Risk Control
Underwriting & Risk Control
Specialty Finance is a Specialized Discipline
When it comes to asset-based lending, being good at credit isn’t good enough.
BasePoint combines infrastructure, underwriting, and data management systems inspired by those of a traditional bank with knowledge gained from over fifteen years in the complex specialty finance market.
Seasoned compliance, operations, legal, transaction management, credit, and data teams are the foundation of our competitive advantage, each working in tandem throughout diligence, underwriting, and monitoring.
We believe rigorous underwriting processes paired with a comprehensive data management system contribute favorably to target outcomes. Therefore, we focus on four primary layers of risk mitigation to assess and monitor risk throughout the life of a facility: (1) credit, (2) operations, (3) legal and compliance, and (4) servicing.
Risk management
Risk management
A Modern Approach to Risk Management
Specialty finance demands consistent monitoring, not occasional oversight. Our data-intensive, in-house platform supports daily funding workflows, reconciliations, and ongoing monitoring designed to identify variance against eligibility and borrowing base requirements.
Leveraging over 15 years of proprietary data, we believe that we have a distinct and well-informed vantage point through which we can continually analyze and monitor performance trajectories and outcomes. We strive to stay close to the collateral backing our facilities and structure borrowing base triggers to help mitigate downside risk.